State Directory

US Paycheck Calculators by State

Select your state to estimate your take-home pay with exact federal withholding, FICA payroll contributions, state income taxes, and local disability insurance programs.

Estimate Take-Home Pay in Any State

Instant take-home calculation based on official 2026 IRS Publication 15-T and state revenue schedules.

Tax Year 2026 VerifiedπŸ”’ 100% Private (No Sign-Up)
1

Your Earnings & Tax Info

Select state, pay frequency, and gross pay
Graduated state income tax up to 12.3% (plus 1% Mental Health Services tax over $1M) and 1.2% State Disability Insurance (SDI).
$
Presets:
Biweekly employees receive 26 checks (2 months have 3 checks); semimonthly is 24 checks.
ESTIMATED TAKE-HOME PAYTax Year 2026
Net Take-Home DepositCalifornia
$2,335.73
Estimated take-home per biweekly paycheck in California
Take-Home Share:71.5%
Total Deductions:28.6%
Earnings Distribution BreakdownColor-coded statutory shares
Take-Home
$2,335.7371.5%
Federal Tax
$480.6514.7%
FICA Taxes
$250.097.6%
State & Local
$202.766.2%

Itemized Paycheck Deductions

Publication 15-T line items
Paycheck Line ItemPer PeriodAnnual Total% of Gross
Gross Earnings
Total earnings before taxes and deductions.
$3,269.23$85,000.00100.0%
Federal Income Tax
Withheld per IRS Publication 15-T percentage method based on filing status and Form W-4.
-$480.65-$12,496.9014.7%
Social Security (OASDI)
6.2% on eligible wages up to the 2026 wage base limit ($181,800).
-$202.69-$5,270.006.2%
Medicare (Hospital Insurance)
1.45% on all earnings with no annual wage limit.
-$47.40-$1,232.501.4%
California State Income Tax
State withholding based on official California Franchise Tax Board & EDD schedules.
-$163.53-$4,251.825.0%
California State Disability Insurance (SDI)
1.2% (no wage cap)
-$39.23-$1,020.001.2%
Take-Home (Net) Pay
Estimated net amount deposited into your bank account per paycheck.
$2,335.73$60,728.7871.5%
Verified Calculation Basis (Tax Year 2026)

IRS Publication 15-T percentage method withholding & state revenue schedules applied.

    See calculation methodology →
    2026 State Directory & Comparison

    Verified Launch States Overview (Tax Year 2026)

    Compare statutory state income tax rates, payroll programs, and local taxes across all launch states. Click any state to launch its itemized calculator.

    3 Zero-Tax StatesTexas, Florida, Washington (0.00% PIT)
    3 Flat-Tax StatesIL (4.95%), PA (3.07%), AZ (2.50%)
    4 Progressive StatesCA (up to 13.3%), NY, GA, OH
    State & AgencyTax SystemTop RateState Payroll ProgramsCalculator Tool
    CA
    CaliforniaCalifornia Franchise Tax Board & EDD
    Graduated Brackets
    13.3%Top Rate
    State Disability Insurance (SDI)
    Calculate CA
    TX
    TexasTexas Comptroller of Public Accounts
    No Income Tax
    0.00%Exempt
    None (Pure Federal Rules)Calculate TX
    FL
    FloridaFlorida Department of Revenue
    No Income Tax
    0.00%Exempt
    None (Pure Federal Rules)Calculate FL
    NY
    New YorkNew York State Department of Taxation and Finance
    Graduated Brackets
    10.9%Top Rate
    Optional NYC Resident TaxOptional Yonkers Surcharge
    Calculate NY
    WA
    WashingtonWashington Department of Revenue & ESD
    No Income Tax
    0.00%Exempt
    Paid Family & Medical Leave (PFML)WA Cares Fund
    Calculate WA
    IL
    IllinoisIllinois Department of Revenue
    Flat Tax Rate
    4.95%Top Rate
    None (Pure Federal Rules)Calculate IL
    PA
    PennsylvaniaPennsylvania Department of Revenue
    Flat Tax Rate
    3.07%Top Rate
    Local Earned Income Tax (EIT)PA Unemployment Compensation (UC)
    Calculate PA
    OH
    OhioOhio Department of Taxation
    Graduated Brackets
    3.5%Top Rate
    Municipal Income TaxSchool District Income Tax (SDIT)
    Calculate OH
    GA
    GeorgiaGeorgia Department of Revenue
    Flat Tax Rate
    5.39%Top Rate
    None (Pure Federal Rules)Calculate GA
    AZ
    ArizonaArizona Department of Revenue
    Flat Tax Rate
    2.5%Top Rate
    None (Pure Federal Rules)Calculate AZ

    Verified State Calculators

    CA13.3% Top Rate

    California Paycheck Calculator

    Graduated state income tax up to 12.3% (plus 1% Mental Health Services tax over $1M) and 1.2% State Disability Insurance (SDI).

    TXNo State Tax

    Texas Paycheck Calculator

    No state individual income tax. Federal income tax withholding and FICA (Social Security & Medicare) still apply.

    FLNo State Tax

    Florida Paycheck Calculator

    No state individual wage income tax. Workers only pay federal withholding and FICA contributions.

    NY10.9% Top Rate

    New York Paycheck Calculator

    Graduated state withholding from 4.0% to 10.9%, with optional New York City and Yonkers local resident income tax withholding.

    WANo State Tax

    Washington Paycheck Calculator

    No state personal income tax on wages. Workers participate in state payroll programs: WA Paid Family & Medical Leave and WA Cares Fund.

    IL4.95% Top Rate

    Illinois Paycheck Calculator

    Flat 4.95% state income tax withholding on Illinois net income, adjusted by standard personal exemption allowances.

    PA3.07% Top Rate

    Pennsylvania Paycheck Calculator

    Flat 3.07% state income tax with no standard deduction, plus local earned income tax (EIT) and small UC employee contribution.

    OH3.5% Top Rate

    Ohio Paycheck Calculator

    Graduated state brackets with standard exemption credits, plus applicable local municipal or school district taxes.

    GA5.39% Top Rate

    Georgia Paycheck Calculator

    Flat state income tax withholding of 5.39% with standard deduction and dependent personal allowances.

    AZ2.5% Top Rate

    Arizona Paycheck Calculator

    Flat 2.5% tax structure where employees select their withholding rate on Form A-4 (0.8% to 3.3%, default 2.5%).

    Coming Soon: States in Verification Pipeline

    We do not generate placeholder doorway pages with copied content. Each state is developed independently with agency-verified tax logic and automated test fixtures before publication:

    Colorado (CO)

    Flat 4.4% state income tax. Model scheduled for next verification release.

    Massachusetts (MA)

    Flat 5.0% state tax plus 4% surtax over $1M. In verification pipeline.

    Michigan (MI)

    Flat 4.25% state tax with personal exemptions. In verification pipeline.

    New Jersey (NJ)

    Graduated tax 1.4% to 10.75%. In verification pipeline.

    North Carolina (NC)

    Flat 4.5% rate with standard deduction. In verification pipeline.

    Virginia (VA)

    Graduated tax up to 5.75%. In verification pipeline.

    Nevada (NV)

    No state individual income tax. In verification pipeline.

    Tennessee (TN)

    No personal wage income tax. In verification pipeline.